# Premium Banking Products in Georgia | BankAccount.ge Canonical URL: https://bankaccount.ge/banking-products/ Language: en Content export updated: 2026-10-31 Explore Georgian multi-currency accounts, premium debit and AMEX cards, mortgages, deposits, investments, digital banking and dedicated banker service. Accounts · Cards · Credit · Investments # Premium Banking Products in Georgia for International Clients. We help international clients navigate a broad premium-banking portfolio—from a multi-currency Georgian IBAN and global cards to dedicated banker support, AMEX, travel, rewards, mortgages, deposits and investments. **The bank always makes the final decision.** We prepare, explain and facilitate your application. Account approval, product eligibility, limits, fees and timelines remain entirely at the bank’s discretion under its current KYC policy and terms. Official bank programme ## Explore SOLO banking for non-residents. Remote onboarding, premium cards, dedicated-banker packages, multicurrency banking, investments, lending and lifestyle benefits—with KYC preparation and package selection guided by our team. [Explore premium banking ↗](https://bankaccount.ge/contact/) Non-resident package prices ## Choose the level of premium service you want. Three packages make it possible to select a digital-first account, dedicated private-banker support or the complete concierge relationship. Annual payment offers approximately two months free compared with twelve monthly payments. Prices and benefits checked 18 July 2026 Digital first ### SOLO X **35 ₾**per month**350 ₾ annually** A premium digital package for independent international clients. - One Visa Platinum and one Mastercard World Elite included - Six annual LoungeKey visits with Mastercard World Elite - Six annual lounge visits with Visa Platinum - Free withdrawals at the bank’s ATMs: 50,000 GEL daily / 150,000 GEL monthly - 2% annual card-account interest on balances above 1,000 GEL - PLUS rewards rate: 1 GEL = 2.25 PLUS - Premium deposit, lifestyle offers and SOLO events - Free investment account and 0% commission on the first three investment trades - Free mobile/internet banking and automated payments **Indicative relationship criteria:** income from 3,000 GEL, deposit from 30,000 GEL or loan from 100,000 GEL. Dedicated banker Personal relationship ### SOLO Premium **55 ₾**per month**550 ₾ annually** For clients who want direct access to a personal banker and SOLO Lounges. - Dedicated SOLO banker and access to SOLO Lounges - One Visa Platinum and one Mastercard World Elite included - Ten annual LoungeKey visits with Mastercard World Elite - Six annual lounge visits with Visa Platinum - Free withdrawals at the bank’s ATMs: 50,000 GEL daily / 150,000 GEL monthly - 3% annual card-account interest on balances above 1,000 GEL - PLUS rewards rate: 1 GEL = 2.25 PLUS - Visa Concierge, priority branch service, lifestyle offers and SOLO events - Free investment account, first three investment trades at 0%, and full digital banking **Indicative relationship criteria:** income from 3,000 GEL, deposit from 30,000 GEL or loan from 100,000 GEL. Complete privileges ### SOLO Club **80 ₾**per month**800 ₾ annually** The highest relationship tier with concierge, expanded cards and travel privileges. - Dedicated SOLO banker, SOLO Lounges and personal concierge - Visa Signature, Mastercard World Elite and Visa Platinum included - American Express Platinum included - Expanded lounge and airport Fast Track privileges by card - Travel-insurance package with qualifying Visa Signature and AmEx Platinum cards - Free withdrawals at the bank’s ATMs: 100,000 GEL daily / 300,000 GEL monthly - 4% annual card-account interest on balances above 1,000 GEL - Enhanced PLUS rewards rate: 1 GEL = 2.5 PLUS - Family invitation, Priority Pass, investment and lifestyle privileges **Indicative relationship criteria:** income from 8,000 GEL, deposit from 100,000 GEL or loan from 250,000 GEL. **Package charges are bank fees** and are separate from BankAccount.ge’s account-opening assistance. Included cards, visits, insurance, limits and benefits are linked to the selected package and card. We help confirm the best available combination during onboarding. [Compare packages with us ↗](https://bankaccount.ge/contact/) Explore products Multi-currency IBAN accountVisa & Mastercard debit cardsAmerican Express cardsMobile & internet bankingDedicated personal bankersMortgages in GeorgiaDeposits & savingsInvestments & brokerageInternational transfersTravel & airport benefitsLifestyle & conciergeKYC & relationship support 01 ## Multi-currency IBAN account Receive a Georgian IBAN banking relationship with supported currency balances—commonly GEL, USD and EUR, with other currencies subject to the bank’s current offer. Georgia is not in SEPA; international bank transfers are generally sent and received through SWIFT. [Discuss your account ↗](https://bankaccount.ge/#consultation) 02 ## Visa & Mastercard debit cards Depending on package and eligibility, the premium portfolio may include Visa and Mastercard products across premium tiers, potentially including Visa Signature or Infinite and Mastercard World Elite. The bank confirms the exact card, limits and benefits. [Discuss your account ↗](https://bankaccount.ge/#consultation) 03 ## American Express cards Eligible clients may apply for premium-class American Express credit-card products, with rewards and benefits defined by the selected card and current bank terms. [Discuss your account ↗](https://bankaccount.ge/#consultation) 04 ## Mobile & internet banking Manage balances, statements, currency exchange, transfers and card controls remotely through the bank’s secure digital channels. [Discuss your account ↗](https://bankaccount.ge/#consultation) 05 ## Dedicated personal bankers A dedicated English-speaking banker can provide direct help with account questions, cards, transfers and product requests. Communication may include telephone, email, digital messaging and WhatsApp where offered under the package. [Discuss your account ↗](https://bankaccount.ge/#consultation) 06 ## Mortgages in Georgia Non-residents may be eligible for Georgian property finance. Loans may be available in GEL, USD or EUR; the supplied bank presentation indicates that buyer equity may start from 30%. [Discuss your account ↗](https://bankaccount.ge/#consultation) 07 ## Deposits & savings Fixed, floating-rate and demand-deposit solutions may be available across supported currencies, with rates and withdrawal conditions confirmed at the time of placement. [Discuss your account ↗](https://bankaccount.ge/#consultation) 08 ## Investments & brokerage Depending on profile and eligibility, clients may access bonds, investment funds and brokerage services, including international investment opportunities through the bank’s investment partner. [Discuss your account ↗](https://bankaccount.ge/#consultation) 09 ## International transfers Multi-currency accounts and digital access support international payments. A banker can guide transaction execution and any compliance evidence requested for transfers. [Discuss your account ↗](https://bankaccount.ge/#consultation) 10 ## Travel & airport benefits Selected premium cards may provide airport-lounge visits, travel-related privileges or insurance benefits according to card type, usage conditions and partner rules. [Discuss your account ↗](https://bankaccount.ge/#consultation) 11 ## Lifestyle & concierge Selected packages may include personal concierge support, exclusive offers, events, dining, shopping, travel and entertainment opportunities. [Discuss your account ↗](https://bankaccount.ge/#consultation) 12 ## KYC & relationship support We prepare your initial profile; the dedicated banking team then supports approved clients with relationship management and bank-side service questions. [Discuss your account ↗](https://bankaccount.ge/#consultation) Cards, travel & everyday value ## Premium benefits, understood before you travel. Card names alone do not define the experience. The practical value comes from the approved package, its current limits, travel conditions and how actively you use the card. 01 ### Visa, Mastercard & AMEX Eligible clients may be offered premium debit or credit-card options. The card network, tier, annual or package fee, supplementary-card conditions and credit limit are confirmed individually. 02 ### Cash withdrawals ATM limits and charges are not one universal number. They can depend on card tier, country, ATM owner and currency. Foreign ATM operators may add their own limit or fee, while currency conversion can introduce an exchange margin. 03 ### Travel insurance Selected cards can include travel cover, but activation may depend on paying for the trip with the card. Always review insured persons, medical and baggage limits, territorial scope, trip duration, exclusions and claims procedure. 04 ### Airport lounges Selected premium cards may provide lounge access through the card network or a partner programme. Free visits, spending thresholds, guest charges and eligible airports vary and can change. International payments ## A Georgian IBAN. SWIFT connectivity. The account uses Georgia’s IBAN format and can hold supported currencies within one banking relationship. Georgia is not currently part of the Single Euro Payments Area, so a EUR transfer to or from Europe is not automatically a SEPA transfer. International payments generally move through SWIFT and may involve intermediary or correspondent banks. Timing, charges and the amount received can therefore differ from a domestic or SEPA payment. For significant transfers, the bank may ask for invoices, contracts, tax documents or source-of-funds evidence. Dedicated relationship ## Direct access to someone who understands your account. **Everyday support** Questions about cards, statements, digital banking, account details and the correct procedure for a request. **International transfers** Guidance on what supporting documents the bank needs and coordination when compliance review is required. **Product navigation** Introduction to deposits, credit, investment or lifestyle services when relevant and subject to eligibility. **Direct channels** Telephone, email, messaging and potentially WhatsApp under the bank’s current communication policy and selected package. Fees & package structure ## Know what may be included—and what may cost extra. There are two separate cost layers: our one-time consultancy fee for opening assistance and the bank’s own ongoing tariffs. We disclose our fee before engagement; the bank supplies its current tariff and package conditions before or during onboarding. **Cost area****Typical structure****What to confirm** **BankAccount.ge assistance**€200 in person · €750 remote personal openingScope and third-party costs **Account package**Monthly or annual package fee may applyIncluded accounts, banker and cards **Cards**Primary card may be included; premium or additional cards may cost extraIssue, renewal and replacement fees **Transfers**Domestic and international tariffs differOUR/SHA/BEN charges and correspondent fees **Cash & FX**Bank and ATM-owner fees or exchange margins may applyDaily limits, foreign ATM surcharge and rate **Travel & lifestyle**Some visits, insurance or concierge services may be included conditionallyUsage thresholds, guests and exclusions Rewards & lifestyle ## More valuable when Georgia is part of your life. Rewards, partner offers, events, dining, travel and concierge benefits can be especially relevant to clients who spend actively by card in Tbilisi and Georgia. International residents, business people, retirees, expats and digital nomads can combine these local benefits with global card acceptance and remote digital banking. Offers, earning rules, redemption value and availability change and are governed by the bank or programme partner. Dining & hotelsEvents & experiencesTravel privilegesShopping offersConcierge supportCard rewards How to read this page ## We explain the opportunity. The bank defines the offer. These are categories of banking products and benefits potentially available to suitable clients—not a promise of approval or a fixed product specification. The licensed bank decides account and credit applications and confirms all limits, currencies, rates, fees, collateral, card benefits, insurance and partner privileges directly with the client. Questions answered ## Cards, fees & travel. ### Is the account an IBAN account? Yes, approved clients receive Georgian bank account details in IBAN format. Currency balances and incoming-payment instructions are confirmed by the bank. ### Is Georgia part of SEPA? No. Georgia is not currently a SEPA member. International bank transfers are generally processed via SWIFT, so sending, receiving and correspondent banks may charge fees or request compliance evidence. ### Which Visa or Mastercard will I receive? The exact card depends on the approved banking package and current portfolio. Premium Visa and Mastercard tiers may be offered, potentially including Visa Signature or Infinite and Mastercard World Elite, but the bank confirms availability for each client. ### What is the ATM withdrawal limit? Daily cash-withdrawal limits differ by card tier, package, currency, country and ATM. The issuing bank confirms the applicable limit and any ability to request a change; the ATM operator may impose a lower per-transaction limit and surcharge. ### Is travel insurance included? Selected premium cards may include travel insurance. Covered people, trip activation requirements, medical and baggage cover, exclusions, deductibles and maximum amounts are defined in the current insurance certificate—not by BankAccount.ge. ### How many airport-lounge visits are included? Lounge access and the number or price of visits vary by card, package, turnover conditions and programme rules. Guests and supplementary cards may have separate conditions. Confirm the current allowance before travel. ### What does the dedicated banker help with? The banker can answer account questions, support card and product requests, explain transfer-document requirements and coordinate with specialist bank teams. The banker cannot override compliance or guarantee a transaction. ### Which services are free? Digital-banking access, selected account operations or package benefits may be included, while account packages, cards, transfers, currency conversion, cash withdrawals, lounge visits and third-party services may carry charges. The bank’s current tariff is authoritative. Send an enquiry ## Tell us how we can help. Tell us about the account you need. We will explain how we can help, which documents to prepare and what our service costs. Selected service**Banking products enquiry** **Initial contact only** Please do not include passport scans, bank statements, card information, passwords or other sensitive documents. We will provide document-sharing instructions when required. Help with your bank account ## Speak to our banking team. Tell us about the account you need and when you would like to apply. Our team will explain the available options, documents and fees. [Discuss your case ↗](mailto:info@bankaccount.ge?subject=Premium%20banking%20products%20eligibility) Prefer to speak first? An optional remote Zoom consultation can be arranged on request. Client support is available in English, Georgian and Russian.