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Accounts · Cards · Credit · Investments

Premium Banking Products in Georgia for International Clients.

We help international clients navigate a broad premium-banking portfolio—from a multi-currency Georgian IBAN and global cards to dedicated banker support, AMEX, travel, rewards, mortgages, deposits and investments.

Non-resident package prices

Choose the level of
premium service you want.

Three packages make it possible to select a digital-first account, dedicated private-banker support or the complete concierge relationship. Annual payment offers approximately two months free compared with twelve monthly payments.

Prices and benefits checked 18 July 2026
Digital first

SOLO X

35 ₾per month350 ₾ annually

A premium digital package for independent international clients.

  • One Visa Platinum and one Mastercard World Elite included
  • Six annual LoungeKey visits with Mastercard World Elite
  • Six annual lounge visits with Visa Platinum
  • Free withdrawals at the bank’s ATMs: 50,000 GEL daily / 150,000 GEL monthly
  • 2% annual card-account interest on balances above 1,000 GEL
  • PLUS rewards rate: 1 GEL = 2.25 PLUS
  • Premium deposit, lifestyle offers and SOLO events
  • Free investment account and 0% commission on the first three investment trades
  • Free mobile/internet banking and automated payments

Indicative relationship criteria: income from 3,000 GEL, deposit from 30,000 GEL or loan from 100,000 GEL.

Dedicated banker
Personal relationship

SOLO Premium

55 ₾per month550 ₾ annually

For clients who want direct access to a personal banker and SOLO Lounges.

  • Dedicated SOLO banker and access to SOLO Lounges
  • One Visa Platinum and one Mastercard World Elite included
  • Ten annual LoungeKey visits with Mastercard World Elite
  • Six annual lounge visits with Visa Platinum
  • Free withdrawals at the bank’s ATMs: 50,000 GEL daily / 150,000 GEL monthly
  • 3% annual card-account interest on balances above 1,000 GEL
  • PLUS rewards rate: 1 GEL = 2.25 PLUS
  • Visa Concierge, priority branch service, lifestyle offers and SOLO events
  • Free investment account, first three investment trades at 0%, and full digital banking

Indicative relationship criteria: income from 3,000 GEL, deposit from 30,000 GEL or loan from 100,000 GEL.

Complete privileges

SOLO Club

80 ₾per month800 ₾ annually

The highest relationship tier with concierge, expanded cards and travel privileges.

  • Dedicated SOLO banker, SOLO Lounges and personal concierge
  • Visa Signature, Mastercard World Elite and Visa Platinum included
  • American Express Platinum included
  • Expanded lounge and airport Fast Track privileges by card
  • Travel-insurance package with qualifying Visa Signature and AmEx Platinum cards
  • Free withdrawals at the bank’s ATMs: 100,000 GEL daily / 300,000 GEL monthly
  • 4% annual card-account interest on balances above 1,000 GEL
  • Enhanced PLUS rewards rate: 1 GEL = 2.5 PLUS
  • Family invitation, Priority Pass, investment and lifestyle privileges

Indicative relationship criteria: income from 8,000 GEL, deposit from 100,000 GEL or loan from 250,000 GEL.

Package charges are bank fees and are separate from BankAccount.ge’s account-opening assistance. Included cards, visits, insurance, limits and benefits are linked to the selected package and card. We help confirm the best available combination during onboarding.

Compare packages with us

Explore products

Multi-currency IBAN accountVisa & Mastercard debit cardsAmerican Express cardsMobile & internet bankingDedicated personal bankersMortgages in GeorgiaDeposits & savingsInvestments & brokerageInternational transfersTravel & airport benefitsLifestyle & conciergeKYC & relationship support
01

Multi-currency IBAN account

Receive a Georgian IBAN banking relationship with supported currency balances—commonly GEL, USD and EUR, with other currencies subject to the bank’s current offer. Georgia is not in SEPA; international bank transfers are generally sent and received through SWIFT.

Check your eligibility ↗
02

Visa & Mastercard debit cards

Depending on package and eligibility, the premium portfolio may include Visa and Mastercard products across premium tiers, potentially including Visa Signature or Infinite and Mastercard World Elite. The bank confirms the exact card, limits and benefits.

Check your eligibility ↗
03

American Express cards

Eligible clients may apply for premium-class American Express credit-card products, with rewards and benefits defined by the selected card and current bank terms.

Check your eligibility ↗
04

Mobile & internet banking

Manage balances, statements, currency exchange, transfers and card controls remotely through the bank’s secure digital channels.

Check your eligibility ↗
05

Dedicated personal bankers

A dedicated English-speaking banker can provide direct help with account questions, cards, transfers and product requests. Communication may include telephone, email, digital messaging and WhatsApp where offered under the package.

Check your eligibility ↗
06

Mortgages in Georgia

Non-residents may be eligible for Georgian property finance. Loans may be available in GEL, USD or EUR; the supplied bank presentation indicates that buyer equity may start from 30%.

Check your eligibility ↗
07

Deposits & savings

Fixed, floating-rate and demand-deposit solutions may be available across supported currencies, with rates and withdrawal conditions confirmed at the time of placement.

Check your eligibility ↗
08

Investments & brokerage

Depending on profile and eligibility, clients may access bonds, investment funds and brokerage services, including international investment opportunities through the bank’s investment partner.

Check your eligibility ↗
09

International transfers

Multi-currency accounts and digital access support international payments. A banker can guide transaction execution and any compliance evidence requested for transfers.

Check your eligibility ↗
10

Travel & airport benefits

Selected premium cards may provide airport-lounge visits, travel-related privileges or insurance benefits according to card type, usage conditions and partner rules.

Check your eligibility ↗
11

Lifestyle & concierge

Selected packages may include personal concierge support, exclusive offers, events, dining, shopping, travel and entertainment opportunities.

Check your eligibility ↗
12

KYC & relationship support

We prepare your initial profile; the dedicated banking team then supports approved clients with relationship management and bank-side service questions.

Check your eligibility ↗

Cards, travel & everyday value

Premium benefits,
understood before you travel.

Card names alone do not define the experience. The practical value comes from the approved package, its current limits, travel conditions and how actively you use the card.

01

Visa, Mastercard & AMEX

Eligible clients may be offered premium debit or credit-card options. The card network, tier, annual or package fee, supplementary-card conditions and credit limit are confirmed individually.

02

Cash withdrawals

ATM limits and charges are not one universal number. They can depend on card tier, country, ATM owner and currency. Foreign ATM operators may add their own limit or fee, while currency conversion can introduce an exchange margin.

03

Travel insurance

Selected cards can include travel cover, but activation may depend on paying for the trip with the card. Always review insured persons, medical and baggage limits, territorial scope, trip duration, exclusions and claims procedure.

04

Airport lounges

Selected premium cards may provide lounge access through the card network or a partner programme. Free visits, spending thresholds, guest charges and eligible airports vary and can change.

International payments

A Georgian IBAN.
SWIFT connectivity.

The account uses Georgia’s IBAN format and can hold supported currencies within one banking relationship. Georgia is not currently part of the Single Euro Payments Area, so a EUR transfer to or from Europe is not automatically a SEPA transfer.

International payments generally move through SWIFT and may involve intermediary or correspondent banks. Timing, charges and the amount received can therefore differ from a domestic or SEPA payment. For significant transfers, the bank may ask for invoices, contracts, tax documents or source-of-funds evidence.

Dedicated relationship

Direct access to someone who understands your account.

Everyday support

Questions about cards, statements, digital banking, account details and the correct procedure for a request.

International transfers

Guidance on what supporting documents the bank needs and coordination when compliance review is required.

Product navigation

Introduction to deposits, credit, investment or lifestyle services when relevant and subject to eligibility.

Direct channels

Telephone, email, messaging and potentially WhatsApp under the bank’s current communication policy and selected package.

Fees & package structure

Know what may be included—and what may cost extra.

There are two separate cost layers: our one-time consultancy fee for opening assistance and the bank’s own ongoing tariffs. We disclose our fee before engagement; the bank supplies its current tariff and package conditions before or during onboarding.

Cost areaTypical structureWhat to confirm
BankAccount.ge assistance€200 in person · €750 remote personal openingScope and third-party costs
Account packageMonthly or annual package fee may applyIncluded accounts, banker and cards
CardsPrimary card may be included; premium or additional cards may cost extraIssue, renewal and replacement fees
TransfersDomestic and international tariffs differOUR/SHA/BEN charges and correspondent fees
Cash & FXBank and ATM-owner fees or exchange margins may applyDaily limits, foreign ATM surcharge and rate
Travel & lifestyleSome visits, insurance or concierge services may be included conditionallyUsage thresholds, guests and exclusions

Rewards & lifestyle

More valuable when Georgia is part of your life.

Rewards, partner offers, events, dining, travel and concierge benefits can be especially relevant to clients who spend actively by card in Tbilisi and Georgia. International residents, business people, retirees, expats and digital nomads can combine these local benefits with global card acceptance and remote digital banking. Offers, earning rules, redemption value and availability change and are governed by the bank or programme partner.

Dining & hotelsEvents & experiencesTravel privilegesShopping offersConcierge supportCard rewards

How to read this page

We explain the opportunity.
The bank defines the offer.

These are categories of banking products and benefits potentially available to suitable clients—not a promise of approval or a fixed product specification. The licensed bank decides account and credit applications and confirms all limits, currencies, rates, fees, collateral, card benefits, insurance and partner privileges directly with the client.

Questions answered

Cards, fees
& travel.

Is the account an IBAN account?+

Yes, approved clients receive Georgian bank account details in IBAN format. Currency balances and incoming-payment instructions are confirmed by the bank.

Is Georgia part of SEPA?+

No. Georgia is not currently a SEPA member. International bank transfers are generally processed via SWIFT, so sending, receiving and correspondent banks may charge fees or request compliance evidence.

Which Visa or Mastercard will I receive?+

The exact card depends on the approved banking package and current portfolio. Premium Visa and Mastercard tiers may be offered, potentially including Visa Signature or Infinite and Mastercard World Elite, but the bank confirms availability for each client.

What is the ATM withdrawal limit?+

Daily cash-withdrawal limits differ by card tier, package, currency, country and ATM. The issuing bank confirms the applicable limit and any ability to request a change; the ATM operator may impose a lower per-transaction limit and surcharge.

Is travel insurance included?+

Selected premium cards may include travel insurance. Covered people, trip activation requirements, medical and baggage cover, exclusions, deductibles and maximum amounts are defined in the current insurance certificate—not by BankAccount.ge.

How many airport-lounge visits are included?+

Lounge access and the number or price of visits vary by card, package, turnover conditions and programme rules. Guests and supplementary cards may have separate conditions. Confirm the current allowance before travel.

What does the dedicated banker help with?+

The banker can answer account questions, support card and product requests, explain transfer-document requirements and coordinate with specialist bank teams. The banker cannot override compliance or guarantee a transaction.

Which services are free?+

Digital-banking access, selected account operations or package benefits may be included, while account packages, cards, transfers, currency conversion, cash withdrawals, lounge visits and third-party services may carry charges. The bank’s current tariff is authoritative.

Send an enquiry

Tell us about
your case.

Share the essentials for an initial eligibility and scope review. We will reply with the recommended route and next steps.

Selected serviceBanking products enquiry

Confidential eligibility review

Start with a
clear KYC profile.

Tell us your nationality, residence, occupation or business activity and the intended use of the account. We will recommend the most practical route.

Discuss your case

Prefer to speak first? An optional remote Zoom consultation can be arranged on request. Client support is available in English, Georgian and Russian.